November 3, 2020
You want to purchase a home and it’s time to get a pre-approval. Stop! A pre-approval isn’t good enough in today’s market. Take the extra steps and get a fully underwritten Loan Pre-Approval. Fully Underwritten Loan Pre-Approval Loans allow for quick closing times and the seller usually loves a quick close of escrow! Here’s what this means: the underwriter reviews your credit, income, assets, and issues a fully underwritten loan pre-approval with conditions. This way you are not only confident you can obtain a loan, but the seller will as well.
The fully underwritten loan pre-approval eliminates any underwriting surprises home sellers and listing agents fear most, it makes you competitive with all-cash buyers and it moves you ahead of other prospective buyers who need longer escrow periods.
The benefits of Underwriting Pre-approval:
You can shop for a new home with the confidence of knowing you have secured financing.
You can make an offer when you find the perfect home
You can beat out other bidders and a seller is more than likely to entertain your offer as you have already secured solid financing compared to other buyers that have not.
That leaves the purchase contract, the title work, and appraisal to underwrite for closing once you get your offer accepted.
Don’t just get pre-approved; get a fully underwritten loan pre-approval to be competitive in today’s fast moving market!
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